Real estate appraisal services for homeowners in the city of Houston and Harris County

See the top 7 reasons Texas homeowners order from MJR Residential:

1. Pre-listing appraisals (whether they're selling the home themselves or using an agent)
2. To challenge a property tax assessment in Texas
3. To reduce your mortgage payments by removing PMI
4. Reinstate their Home Equity Line of Credit (or HELOC)
5. To review a different appraiser's report for verification
6. If real estate needs to be divided because of a divorce
7. Determine the true market value of the property in question to settle an estate in Harris county or Texas

	Do you own a house in or near Houston? Do you need help deciding the price of your real estate? Contact MJR Residential.

At MJR Residential, we understand the individual needs of a homeowner seeking appraisal services. The appraisal process and reporting formats are relatively routine to our business clients like banks, lawyers, and accountants. Being a homeowner that most likely doesn't look at appraisals every day, you'll receive extra guidance and explanations through the appraisal process to more clearly understand what we do and how we present the results of our analysis.

For-Sale-by-Owner (FSBO) / Pre-Listing Services

It's very hard to be objective about your own house because of your emotional attachment to it. Professional appraisers, like the ones at MJR Residential, are objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your property will attract interested buyers, a professional appraisal is a crucial negotiating tool once you have a potential buyer. It gives you something concrete to show your buyer. It's an independent third party's opinion of your property's value, and not just you saying how much your house is worth. Potential buyers know that you have an emotional attachment to your house and will be more likely to give credibility to a qualified appraiser's value estimation than yours.

Challenge property tax assessments

Your local tax assessor may have your home overvalued if you live in a region that's declining. That means you are going to pay more taxes than you should. The quicker you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting an appraisal from MJR Residential is your best weapon when challenging your property tax assessment.

Need to cancel PMI?

A popular money saver for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your property. In most cases you can apply to the lender to have the PMI removed from your loan. At MJR Residential, we're experts in helping people just like you rid yourselves of unwanted and unneeded PMI insurance.

Recently got a freeze to your HELOC?

Even if your specific property has not declined in value, your lender just may make the decision to automatically freeze your home equity line of credit (HELOC) if your house is near a declining area. This can be difficult and inconvenient from a cash flow standpoint, and damaging to your credit score since it may appear as though that credit line is maxed out. MJR Residential can help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Have you just gotten a copy of your appraisal and you would wish to have an expert double-check it for efficiency or do you want a second opinion without the cost and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in question in a field review. Or, if you need it in a rush, we can provide desk review and verify as many facts as we can, using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal report you may have had in the past. Although most review work is commissioned by lenders for quality control, homeowners suspecting a prior appraisal wasn't above board are prudent to invest in a second opinion.